Obtaining dental insurance is crucial for Canadians because the majority of the provinces' health care program does not provide dental insurance coverage, and the ones that do, typically offer it to children between the ages 0 to 12.
For many individuals and families, out-of-pocket dental expenses can put a significant dent in the budget, making the purchase of dental insurance a virtual necessity to offset the costs. Individuals that are not able to obtain dental insurance through an employer's group plan can get Canadian dental insurance quotes online from insurance providers who can fill in the gaps in their provincial plans.
Getting dental insurance quotes is a wise decision, and it allows you to select the dental plan that is right for you and for your family.
How to get Canadian dental insurance quotes
One of the quickest and easiest ways to obtain a Canadian dental insurance quote is through the internet. Many insurance carriers provide quotes online for dental coverage, along with pertinent information and details of various dental plans.
The internet is a powerful tool for obtaining insurance quotes because it allows an individual to compare plans side-by-side in a relatively short amount of time. Dental insurance plans vary in the services they cover, monthly premiums, and methods of reimbursements. For instance, some plans may cover dental procedures for cosmetic purposes, while others stipulate that they do not.
Like most people, you want to get the dental coverage that you need at a price you can afford. When comparing dental insurance plans, you may find that some of the services offered are not important to you, so the first step is to determine your insurance needs and those of your family. You should consider facts such as: if you have children, they may ever require braces; as you age, dentures or other dental prosthetic devices are likely to become a need. Taking the time to examine the terms and conditions of more than one plan will enable you to choose the dental coverage that suits you best without necessarily compromising your budget.
Types of dental coverage benefits
Most dental plans offer both preventative and reparative benefits. This means that in addition to coverage for regular diagnostic and preventive services, they also provide coverage for treatment of dental problems. A good dental plan will cover a significant portion of the cost of dental services and required procedures.
Some basic diagnostic and preventive dental services include: examinations every 6 months, cleansings and regular x-rays. Some basic dental procedures include: fillings, root canals, tooth extracts, and gum treatments. Some of the major dental services that are typically covered at 50% of the cost include: dental crowns, bridgework, and partial or complete dentures. In some cases, there are coverage maximums, so be sure to read the terms and conditions of the contract and all its fine print.
Dental Care and Expenses
Common dental problems include tarter build-up, cavities, gingivitis and gum disease, all of which usually result from lack of dental care. Without dental insurance, proper dental care can be relatively expensive. Teeth cleaning, x-rays, fillings, and root canals are some of the typical procedures encountered during a visit to the dentist. A cleaning can range in price from $ 90 to $ 200, and a root canal can cost over $ 1,000.
Dental care is every bit as important as going to the doctor for a check-up. Regular visits to the dentist can prevent potential dental problems as they can be identified before they become major issues. So carefully review your dental insurance quotes, and once you have a dental plan in place, you can visit the dentist regularly without fear of a bill that you can not afford.
Teeth bleaching is now a common procedure to remedy dental discoloration or stains. While you can choose to have it professionally done with an intensive in-office whitening treatment, you can also buy over-the-counter dental bleaching products in drugstores and even supermarkets. But even though it's now very easy to do the whitening procedure yourself, it would be best to know some reminders before you go ahead and use a bleaching solution on your precious teeth.
Tooth whitening solutions, even the mildest ones, should not be used on kids and even adolescents. It's best to leave these treatments for adults. Until your teenage years, the nerves in your teeth are close to your teeth's enamel, compared to when you get older. The whitening agents in these extra treatments, especially when they're not performed by a dental expert, can irritate your teeth and destroy the nerves inside. This will only give you more problems for your teeth. If you're concerned about the discoloration of your child's teeth, you should first take him to a dentist to know what the best thing to do is.
You should also be aware that teeth bleaching products are made of peroxide substances, which can cause allergies and make teeth sensitive. If you already have sensitive teeth, you should ask the dentist the ideal solution for you. He may totally stop you from undergoing any whitening procedure. But he may also give you a go signal with a solution that has low peroxide content.
Some dental whitening solutions use mouth trays to apply the gel on your teeth. Make sure that they tray perfectly fits your mouth, since they should be made to protect the rest of your mouth from the peroxide. The tray should just be enough for the gel to cover each of your teeth. An ill-fitting tile may just cause the whitening gel to overflow or go on the sensitive areas of your mouth. This is one of the reasons why customized trays from dental clinics are recommended more than those bought over the counter.
Finally, teeth bleaching is not a one-shot procedure. It must be repeated approximately once a year and, generally, not any more frequent than that. Your teeth will normally acquire dirt and stains when you eat certain foods and drink beverages that easily stain teeth. To make the whitening effect last, you can watch the food and drinks that you choose. You might want to stay away from too much coffee, candies, cola, and other such items.[Top]
Over time, bacteria and plaque can cause decay in our teeth. If left untreated, that decay can cause gum disease, bad breath, and other serious health concerns in and outside our mouths. This occurrence is known as a cavity, and your dentist will be able to assess and treat all types of cavities with something called a filling. Different types of dental fillings are also used to repair cracked and broken teeth that may have become worn down over the years.
The tooth is first numbered, and then your dentist will drill into the tooth to remove all signs of decay. After which, the cavity left open from decay removal will be filled. There are many different types of dental fillings, suitable for different situations. There are two types of indirect fillings. The first type, inlays, feature dental work within the cusps of the surface of the tooth. On the other hand, onlays cover more than one cusp, involve much more extensive work, and are often considered partial crowns.
Many practices offer cast gold fillings. While these are expensive, they are very long lasting, and can protect the cavity of a tooth for up to 15 years (sometimes longer). Gold is a very strong metal, and can withstand a lot of chewing and other types of wear and tear. Some people also prefer the look of gold to silver colored metals offered. Keep in mind, these types of fillings are expensive, and may require more than one dental visit to properly fill the cavity. Silver is also widely used because it is long lasting and very strong. On the other hand, silver does not match the natural color of teeth, and a small percentage of patients experience an allergic reaction to this type of metal.
Dentists currently use composites to fill cavities, mostly because they are available in natural tooth-colored varieties. Composites provide a nice bond to the tooth that can support the tooth for long lasting use. Composites can also be used to repair cracked or broken teeth, but some dentists feel that they lack the durability of other types of dental fillings. Chipping can occur with this type, and many cost up to twice as much as other filling alternatives.
Ceramic is broadly used by dentists because they are the most stain-resistant, natural looking, and longest lasting. Keep in mind, this type of filling can cost as much as gold. Glass, or acrylic, may be offered to you if your filling falls below the gum line. This type of filling is also recommended for young children, because it releases fluoride into the gum line that can further strengthen and protect teeth and gums. Acrylic does not last as long as other options, however, and my need to be replaced or repaired after as little as five years.
Discuss your options with your dentist before deciding on a filling. All of the filling options may not be available at your dentist's practice, and some of the options may not be the best fit for you. Choose the most practical and natural looking filling for your cavity to maintain a healthy and beautiful smile.[Top]
Have you ever experienced that familiar electric stinging sensation as you take a sip of iced tea or a slurp of your favorite hot soup? Have you ever felt like crying as pain hits you after you took a bite of your favorite candy bar? Well, if you answered yes, there is a great probability that you are suffering from sensitive teeth!
What causes the problem? The problem of sensitive teeth may stem from a wide variety of reasons – ranging from the simple to the complicated. This dental problem can result from a mere "bruised" tooth caused by biting too hard on something or as a result of a routine dental procedure (such as after having them cleaned or filled). Clamping the jaws tightly and habitual tooth grinding may also lead to this condition. However, tooth or teeth sensitivity may also result from a dead tooth pulp that requires a much more complicated dental procedure.
In order to resolve this dental problem, it would be best to see your dentist to determine what exactly is causing all the trouble. If a simple enamel abrasion or normal gum recession brings about your condition, rejoice! You can effectively deal with the problem just by following these simple suggestions:
Proper dental hygiene is the key. As a rule of thumb, you must observe proper dental hygiene at all times. It would be advisable to brush your teeth at least twice a day using a soft toothbrush and the proper brushing techniques. Flossing at least once every day will also be a great idea. These practices will definitely hold dental plaque at bay and prevent it from causing even more trouble.
Why all this attention in keeping plaque away as much as possible? Well, dental plaque, that white gummy substance that forms on the surface of your teeth, can cause sensitive teeth to react more rigidly to the usual stimulants whenever the affected tooth comes into contact with them. Thus, waging a war against dental plaque can definitely spare you from pain and save your day!
Use desensitizing toothpaste – If you are suffering from widespread dental sensitivity due to enamel abrasion or gum-line recession, dental fillings alone can not effectively solve the problem. One good way to treat this problem is to start using desensitizing toothpastes. These products can help reduce your problem by filling up the tubules in the dentin to minimize your tooth or teeth's sensitivity.
You can also use these special dental products to coat the areas surrounding the sensitive tooth or teeth before you retire for the night to help reduce the pain. For best results, try not to rinse your mouth after the application. Do this for two to three weeks and feel the difference!
Swish on a fluoride rinse – Using specifically formulated fluoride rinses can effectively reduce your teeth's sensitivity. You can buy these products in your local pharmacy or at the dental section of any grocery store. For best results, use the product once a day.
Make a stand – against snuff, that is. Believing that chewing on a tobacco is much less harmful than smoking it, many teenagers have recently taken on this nasty habit. More commonly known as "dip" or "snuff", tobacco chewing can bring on more harmful effects such as mouth cancers, gum recession, tooth sensitivity and tooth decay.
Be good to your teeth. Follow these suggestions and you can be sure that the problem with your sensitive teeth can be handled more effectively![Top]
Individuals are often worried about the expense of insurance especially dental insurance plans. There are many things to consider when shopping for a dental insurance plan especially if the dental insurance plan is not offered through work. If you do not have a dental insurance plan, you may wind up with a large dental bill to have the work performed or you may not be able to get the work done because of the amount. Dental insurance plans are there to help the individual with their needs.
You will want to consider every option. In other words consider the savings versus the cost of not having a dental insurance plan. You may be surprised at the amount you will spend for a dental insurance plan, but you may be shocked at just how much dental work costs if you do not have the dental insurance plan.
Most procedures are close to four hundred to over a thousand dollars for minimal work. A cleaning may be two hundred or less, but fillings and other work is very expensive.
Finding A low Cost Dental Insurance
You can find dental insurance plans that are sixty-five dollars or sometimes less a month depending on the deductible and coverage, you wish to have. This means you can afford the dental insurance and work while saving a significant amount of income.
Here are a few things to consider if you have a dental insurance plan through work. Employers either offer two types of plans. One dental insurance plan is where you have one cleaning per year and full coverage for fillings, bridges, and other work for a small fee. The other plan offers more coverage’s and a deductible so that you can chose whichever dentist you wish rather than the one on the HMO list.
Insurance Through Work
Your work may even help you pay for a percentage of your dental insurance plan to help lower the monthly payments. These policies are usually only offered to full time employees especially if the company is willing to pay a percentage. You may have the option as a part time employee to take advantage of the dental insurance plan with lower rates, but you would have to pay the entire amount instead of having help.
Dental insurance plans may leave you with a bill at the end depending on the type of coverage you have. If you have a deductible and an eighty/twenty, plan then you will be liable for twenty percent of the visit as well as the office visit charge. The above information is very important when you are considering purchasing a dental insurance plan to help you get the work you need.[Top]
The high price alone of porcelain veneers is enough to steer a lot of people away from seriously considering them, regardless of how unhappy they are with the appearance of their teeth and more importantly their smile. The truth is, if you’ve always wondered, “how much do dental veneers cost?”, it is pretty reasonable if you contemplate everything related to the procedure, like the long term benefits of a more attractive smile.
Regardless of the circumstance under which veneers are an appropriate solution, appearance is a main motivating factor. It could be their size, shape, color, anything…Veneers offer a perfect alternative with guaranteed results. Just a couple of procedures can make an incredible difference.
It’s easy to understand why veneers are so pricey if you know more about them and what it takes to have them made and applied. For starters, there are different kinds of veneers, like ones made of resin. Resin veneers are cheaper than porcelain veneers, but this is because resin is a lower quality material than porcelain and in turn won’t last nearly as long. Consulting your dentist for more detailed information on the features of different materials will help you get the best value for your preferences and budget.
Pricing varies mainly by the material the veneers are made of. The affordable option would be resin veneers, with an average cost per tooth of $300; though if you’re looking for longer lasting veneers, porcelain will sustain for at least 12 years compared to an average 6 years for the resin veneers. The dental veneers cost for each porcelain veneer is as little as $1000.
A check up and overview of your dental health (conducted by your dentist) is required prior to continuing with the application of veneers. Your dentist will also explain the steps involved in the entire application process during this visit and will ask you to describe your specific needs and preferences so that preparations can be made. After this meeting, it only takes one or two more visits to complete the application.
The following meeting is the one where you will be fitted for a set of custom made veneers. It involves your dentist reshaping your teeth with a file and then making a mold of them. The mold is then forwarded to a laboratory where the veneers are made and are returned within a few days. Some dentists with in house laboratories can have veneers ready within a few hours.
When your dentist receives your completed custom made veneers, he will apply them to your teeth and check to make certain they fit properly and comfortably. You don’t leave until you are perfectly satisfied and when you are, you are ready to confidently face the world with a perfect smile.
That perfect smile is priceless; so many people who have opted for veneers know this and have no doubt in their mind that the value of their appearance is worth whatever sum of money is required to achieve just that.[Top]
If you are self-conscious about your smile due to gaps in your teeth or a overbite, you might be a good candidate for braces or other orthodontic treatments. Orthodontics is the specialty of dentistry that deals with correcting misaligned teeth, getting your bite in order for cosmetic or hygienic purposes. It is a common misconception that orthodontic treatments are only appropriate for children. In fact, any age can benefit from orthodontic treatments, provided that the patient has healthy teeth, bones, and gums to work with.
Teeth movement is based on the physical manipulation of the existing teeth and their structures. This movement is repeated several times during the course of a full orthodontic treatment, so that you can see slow but steady progress. The full treatment can take anywhere from 18 months to several years, depending on the age of the patient and their current state of oral health. To get started with any new treatment, you must first meet with your orthodontist or general dentist for a consultation. During this consultation, you can expect to have your smile looked at closely. This will include a discussion of your medical and dental history, as well as a physical examination. You will have photographs, X-rays, and impressions taken from your teeth and bite for diagnosis.
There are numerous benefits associated with orthodontics. Some of the primary benefits are purely cosmetic. If you are feeling self-conscious about your crooked teeth, orthodontic treatment can leave you with perfectly straight teeth. However, beyond a great smile this type of treatment is also beneficial for hygienic reasons. When you have large gaps in the teeth or an overcrowded mouth, it can be difficult to clean in between teeth properly. By moving the teeth to a more manageable position, you can be sure to get in between each and every tooth for a thorough cleaning, preventing gum disease.
Another benefit to orthodontics is that that it can correct protruding teeth, reducing the risk of injury during regular sports or other activities. Realignment can cause a better facial profile, and less stress is placed on your jaw joints. Orthodontic treatment can also cut down on the wear and tear that teeth are subjected to at times. If you are in need of further dental treatments, it helps to have a properly aligned jaw and bite to make this work go more smoothly, and you may find it easier to speak and eat with well arranged teeth.
These are only a few benefits of choosing orthodontic treatment for those with crooked, crowed, or misshapen teeth. The right treatment may vary in between every individual, and so orthodontics can be a highly individualized science. With smaller braces and more treatment options than ever before, you can choose from a wide range of styles when you start your treatment. It's best to speak to your general dentist to get the ball rolling and receive a referral to a orthodontist if you are in need of orthodontic treatment, as it's better to treat this problem sooner rather than later for best results.[Top]
One of the most important types of dental services to use is cosmetic dentistry. This is a service where a dentist can work to improve the appearance of a person's smile. This can be done with a number of different functions and features in mind.
Some of the most common cosmetic dentistry practices involve the use of dental implants. These are implants that will replace missing teeth in an area. An implant can be planed in any point and can be shaped to look realistic. It will be easy to use an implant in any part of the mouth.
A crown can also be used in cosmetic dentistry. This relates to something that is placed over an existing tooth as a means of preventing the tooth to look more realistic. This would be used in cases where the tooth is no longer able to be supported through the use of a simple filling.
Composite bonding is another part of cosmetic dentistry that many people can take advantage of. This is a type of service where a person can have a discolored or chipped tooth fixed with a composite bond. A composite material that has an enamel appearance to it can be fixed over a tooth. This will be sculpted and hardened with the right materials. It will be handled as a means of supporting the appearance of the tooth and to see that it will not be bothered by any future problems.
Of course, the most commonly used type of service that can be handled is a teeth whitening service. This is where bleaching is used on the teeth to help get them to have a whiter appearance. Bleaching is often used because of how it will not reduce the levels of enamel on the teeth. This means that a person can have a whiter smile without worrying about any discolored areas.
All of these services can be handled no matter what a person's problem is. It can work in cases where a patient has been suffering from breaks or damages in the teeth. Even cases where a person lost a tooth a number of years ago can be handled. Anything that can occur can be fixed with the right cosmetic dentistry practice.
It helps to know that a dentist will be trained differently from others with cosmetic dentistry in mind. This comes from how these practices work with appearance in mind over different functions that relate to how functional the teeth that a person has can be.
These are all processes that relate to cosmetic dentistry that anyone can use. These processes will get any person to have a better looking smile without too much trouble or effort involved. They can work to get anyone's teeth to look as beautiful as possible.[Top]
Bonding over Braces? How does that statement translate to helping our teenagers and pre-teens feel good about themselves and the world they live in? If it is not the Ellen show, Dr. Phil or just the local newspaper; it seems that accounts of young people being bullied is a daily occurrence. This should be of concern to us all, as our young people are either learning to treat others as their punching bags, or they are being taught that they are the punching bag. At what point do we, adults, speak out and step up to steer pre-teens and teens to a different mindset?
So how does this lead in wearing wearing braces? Well it's been proven that having a smile that you are proud of boosts self esteem dramatically and contributes to overall health and wellness. Now, this theory can be applied to both the bullied and the bullies. Psychological reports tell us that individuals who choose to bully others often feel inadequate about themselves. And having a smile that causes embarrassment to the individual, can be the catalyst to lash out at others, or be the target for taunts.
Often it is later in life, when an individual may have fixed their crooked teeth, that they can reflect back on how their crooked smile imputed their life growing up. Adult Orthodontic patients will make reference to feeling inadequate, never smiling in photos, not wanting to date and yes, being called names and excluded from peer activities. Not really the way we want our young people to experience their youth.
Orthodontic treatment has never been more available, affordable or efficient. Gone are the days of wearing 'train tracks' and having to hide a 'metal mouth'. Today's orthodontic technology allows practically invisible options and treatment times that have literally shaved a third of traditional appointment requirements. This is a huge advantage to parents who bring their children to orthodontic appointments – less appointments means more time to do other things.
But what today's orthodontic options offer is an opportunity for a young person to feel good about themselves. To be able to refer to their peers and even offer support to a friend who is also going through orthodontic treatment. Orthodontics are always available to individuals of all ages, but studies show that moving teeth at the right age brings a better treatment result and an easier treatment course. And the right age is prior to adulthood, the right age is when your teenager is hiding from the world and not smiling, the right age is now so that there are more days of smiling than of feeling inadequate.[Top]
When we hear the words Dental Insurance, they sound like a really great idea. But before you sign on the dotted line for any plan you must be aware of all the different coverages and what they offer. Many companies offer varying plans with many different types of coverage. Be aware that all plans do not offer comprehensive coverage for all kinds of procedures.
Some companies may limit the amount of visits per year, some may restrict the dentist you can use, while others may dictate the type of treatment allowed for a specific condition. In this article I will give you some tips for finding online dental insurance that will be the best for you and your family.
First, go to your favorite search engine and search for dental insurance. After you have come up with some names read through the coverage provided by the specific companies that are most attractive to you.
Secondly, now that you have the companies that appeal to you the most write down the services they cover and even more important write down the services they do not cover. After you have made these lists check off what is most important to you and your family.
Third, after you have decided on the necessary coverage for you and your family it is now time to compare promotions. Remember the cheapest premium may not always be the best. So you must weigh the options and decide what is most necessary for you and your family.
Lastly, answer the questions fill in the blanks, compare and then after careful thought which will be the best plan for your family.[Top]