If you’re old enough to have been employed in the 1960’s, you might remember when your company began to provide dental insurance as part of your health benefits package. Like many consumers, you may have thought-and perhaps might still believe-that your medical and dental coverage were similar, but that is not the case. Understanding the differences between these types of insurance can be a vital tool as you continue to seek the highest quality, lowest cost oral care.
General Medical vs. Oral Health Concerns
To understand why health insurance and dental coverage are different from each other, it is helpful to think about the nature of the problems each addresses.
Most non-dental, medical conditions we encounter cannot be predicted, and can be considered uncertain or random. Quite often, their occurrence results in significant and even catastrophic expense. Take a look at an itemized hospital bill or a receipt that shows how much your insurance covered when you needed an MRI or extensive blood tests, and you will understand just how quickly health costs can spiral out of control, as well as the key role insurance coverage plays in cushioning many of us from bankruptcy.
Contrast these health problems with dental issues such as tooth decay and periodontal disease. While oral diseases can be found in people from all walks of life, races and creeds, their prevalence has markedly decreased in recent years. This positive trend is due, in part, to community water fluoridation, as well as to the fact that more people are seeing the dentist regularly for preventive care. But unlike many health problems that may disappear unexpectedly, dental problems such as tooth decay and gum disease only worsen over time, resulting in extensive and costly care.
How the Dental System Structure is Unique
Interestingly, the average per person expenditure for dental care in 2002 was $513.06, compared to $3,302 per person in the same year spent for standard medical care.
These figures suggest that these systems operate very differently from each other. Technological advances in the field of dentistry have enabled oral practitioners to be more efficient and to bring their costs down. Innovations in standard medicine, however, tend to result in higher costs.
When you visit your dentist, he or she can address most of your needs right in his office. In fact, 80% of dentists are general practitioners, with specialists like oral surgeons making up the other 20%.
This stands in direct contrast to the medical profession, where specialists comprise 80% of the field. In addition, most if not all of the dental care you ever receive in your lifetime will be on an outpatient basis, whereas a good portion of general healthcare takes place in hospitals or other in-patient settings. Finally, a much lower percentage of dentists are allied into larger groups or partnerships than are doctors. All of these factors combine to separate dentistry from general medicine.
Dental Insurance vs. Health Insurance
There is one final factor that sets dental care apart. Because most oral conditions are not of a life-threatening nature, you as the patient can have the luxury of time and choice. You can go online and consult family and friends or get a second opinion to find the dentist who will best meet your needs.
This time to shop around for oral care could give you the chance to research helpful coverage options known as discount dental plans. These alternatives to dental insurance enable a patient to save significantly because large groups of dentists band together and offer quality care at reduced prices. Insurance has come a long way since the 1960’s, and obtaining the coverage that will save you the most money for the best care is one of the best things you can do for yourself.
Dental veneers are very useful tools that are used in order to restore the smile of a person who has chipped teeth or gaps between the teeth. Not only do they provide a quick solution to orthodontic methods but there are also able to dramatically improve their aesthetic condition of a person's oral structure.
Dental veneers are made of two types of material, some are manufactured by using materials such as porcelain that are very durable and others are made with composite materials that may be easier to work with. The difference between the two is that those made with porcelain tend to last longer (an average of 10 to 15 years) while those made with composite materials are cheaper and can be fabricated inside a person's mouth, so composite material veneers do not require a complex manufacturing process.
The only downside with any dental veneer, whether it is made with porcelain or composite materials is that they require for the tooth to be reshaped so that they will not appear to be bulky shells which are placed on top of that natural tooth. Since they require such measure the original tooth looses its shape and will never look the same if the dental veneer is removed.
For most patients who are considering using veneers this is obviously a huge advantage. However, there is a better alternative to traditional Veneers, such alternative is referred to as Lumineers. This new type of veneer is an improved version of the original that is much thinner and stronger than its predecessors. Lumineers are able to provide the same benefits that veneers do but, one of the key differences between them is that this new and improved version does not require for the tooth to be reshaped so if a person opts to have this shell removed from the tooth that it covers the original structure will be intact at the tooth will suffer no permanent damage which would be the unfortunate case with traditional Veneers.
The best way to determine whether lumineers are the best option to achieve your restoration and cosmetic goals is to consult with your dentist to get a professional opinion regarding your oral health and tooth structure.[Top]
Some people realize the benefits of having insurance but have a hard time understanding how it all works. Every dental plan is different depending on the insurance provider. There are some terms used in dental plans that are the same across all dental insurance plans. These terms may seem like a foreign language at first but understanding these terms can give a person a better understanding of how his or her insurance plan works and what is covered under the plan.
The term deductibles is one that many people hear about with dental plans but are not quite sure what deductibles are. To put it simply, deductibles are the fees that a person will need to pay before the insurance company will take on the financial responsibility issued in the dental plan. The deductible amount varies among insurance companies and insurance plans. On average, less expensive dental plans will have higher deductibles while more expensive plans will have lower deductibles.
Another term that some people may not be familiar with is insurance premiums. Insurance premiums are nothing more than the amount of money a person spends to secure the dental insurance plan. The amount of insurance premiums will depend on the dental insurance plan. Some insurance premiums are paid monthly while others can be bi-annually or annually. Failure to pay insurance premiums could result in cancellation of the dental insurance policy. Cancellation of a policy could also release the entire cost burden of dental work back to the individual.
Maximum benefit amounts are also something a person should familiarize himself or herself with when it comes to insurance. While insurance will cover a person for a variety of dental work, there is a limit to how much the dental insurance will cover over a given policy term. This limit is what the maximum benefit amount returns to. This limit is a part of all dental policies and will also vary upon the dental insurance policy. Once this limit is reached, the policyholder is then liable for one hundred percent of the cost for dental work.
Dental procedures fall into different categories. The categories are typically preventative, basic, major, and cosmetic. Each category is covered at a different percentage depending on the type of dental insurance plan. Some categories, such as cosmetic, may or may not be covered at all. It is important for an individual to have a general idea of the type of dental work he or she intends to get so the correct policy and coverage can be obtained. If a person is unsure as to which category a procedure is covered under, he or she can contact the dental insurance provider.
Insurance offers a number of benefits to people who enroll in them. Complying with the dental insurance policy will ensure that a person is properly covered for the procedures he or she needs. It also allows the individual to maximize his or her dental health benefits.[Top]
In United States, many people do not find dental insurance to be a necessity. Most of them only seek for professional dental care and treatment when they encounter dental problems or during emergencies. However, oral healthcare is a basic need we must not ignore as it affects our overall hygiene. By understanding the common benefits of dental plan, you will eventually know how important for us to obtain this specific coverage.
To be frank, we do not need to stress the fact that dental plan can assist you to save money on dental procedures. All of us know that dental bills are costly and burdening. Without dental coverage, you may not be able to cover the large expenses on the major dental works done.
In order to avoid bad teeth and bad breath, all of us know that we need to maintain our overall oral health and hygiene from time to time. By just brushing your teeth everyday is insufficient. You still need to undergo cleanings, extracts, fillings, dental surgeries, X-rays, etc. one day when you grow older. Many people skip their regular dental check up because they do not have dental coverage and they even do not want to spend a single cent from their own pocket for their teeth. Just imagine if you are covered by oral health plan, your teeth will be maintained well and you are financially protected when you have toothache.
Many people are scared and worried when comes to emerging. Have you set next a portion of your income for dental health? What if one day you encounter emergency case and you need to undergo major dental surgery? Do you have enough funds to pay for the operation? If you have never planned for it, now it is time for you to consider this matter seriously. By acquiring a dental plan for yourself as well as your family members, you do not need to worry about any unexpected emergencies regarding oral health. You will be getting quality dental treatment.
To sum up, we have to admit that dental plan is expensive but it is indeed worthwhile to invest on it.[Top]
Brushing teeth is not enough in maintaining good oral health. People need dental check-ups to keep oral health at its best. The essential dental health services can be associated with the help of dental plans. It also covers the dental health of the whole family.
A dental plan has its own set of advantages and disadvantages. Starting with the advantages, these plans may even go beyond teeth protection. Firstly, is about affordability of dental services. With dental plans, dental costs will be significantly lessened. Money matters are of great concern because people consider the price of the services. Another benefit of dental coverage is the chance to visit dentist regularly. It helps in prevention of tooth problems. Next advantage is that when a person needs to have immediate care in times of emergencies, they can go to their dentist right away. It is because they do not have to think of the expensive fees that they need to pay because they have insurance to do it for them. It also gives a piece of mind for the person at the very least.
Subsequently, with a dental plan, teeth and gums' maintenance will be ensured. This will help in oral disease prevention. It is imperative to have healthy teeth in order to have healthy body also. After that, if ever oral health diseases were not preceded, at least the complications can be reduced. Some people ignore complications of their dental illnesses because they do not have sufficient money to finance the procedures. Obtaining a dental plan can help decrease not only the expenses but the complications that may arise from dental diseases.
In regards to a dental plan, its advantages have equal disadvantages. A downside is that obtaining dental plans initially, are expensive. And, in terms of monthly promotions, payments are not that cheap and may be hard for others to get it. Considering also the services excluded by some dental insurance companies. Some dental insurance does not cover dental cosmetic procedures like braces which is necessary for some people to have it.
There are also credit limits implemented by insurance companies on the amount of dental charges in a year. It is a weakness for a plan especially if the person needs regular follow-check-ups. Also, some plans offered contained complicated policies which make it difficult for others to comprehend what is written in their plan. Lastly, some plans implemented a limited choice of dentists. If a person already has a preferred dentist but then he holds a plan that does not include his dentist, it will then be a disadvantage.
In obtaining dental plans, it is better to weigh out options and its benefits and disadvantages. It is important that the dental coverage varies is beneficial and for the advantage of a person because when emergencies arise in any event, there is nothing to worry about.[Top]
Cosmetic Dentistry processes and treatments are quickly catching up with other forms of cosmetic treatments that people want to subject themselves to, for many reasons from aesthetic to medical. However, choosing the right professional to a cosmetic dental procedure on your teeth can be quite a task.
There may be a set of questions you want to ask yourself in choosing a professional that you can trust to do a good job. After all, it involves a lot of time, effort and money and one that needs a carefully thought out decision.
In helping arriving at the right decision, there are some basic issues that need more than satisfactory answers.
1. Is the cosmetic dentist suitably qualified?
This is the most important question. Cosmetic Dentistry is not recognized as a specialty area by the American Dental Association but accreditations from the American Academy of Cosmetic Dentistry (AACD) is a must for every dentist who can hope to carry out cosmetic procedures. Dentists receiving accreditation from the AACD have undergone a substantial amount of education and training in cosmetic dentistry, passed comprehensive oral and written examinations, presented at least five cases of cosmetic dentistry procedures before a panel of experts and take an exam to attend to very high standards of ethics in cosmetic dentistry treatment. With these qualifications and credentials under his belt, a dentist is considered as having achieved the highest level of competency. Even after having obtained accreditation, a cosmetic dentist is required to actively participate in continuing education courses and be abreast of the latest technology trends in dental treatments.
2. Does the dentist have experience in special procedures especially in the area you are looking for?
Firstly, it will do you a world of good to read up and get some background research into the dental procedure you wish to have. A cosmetic dentist who specializes in multiple areas seems like a good choice especially if you need two or three different procedures. However, if the service requires is highly specialized, the best bet would be to go with a specialist in that particular area who can offer suggestions and variations for any extensive work. But that specialization should be combined with adequate experience in the procedure required.
3. Does the dentist have records of results of previous patients and can you speak to one or two of them for reference / testimonials?
Looking at records and photographs of previous cosmetic dental jobs done by the dentist can be a good way of gauging his dentistry skills. Make sure these records are current ones and not older and see if you can speak to a couple of them to reassure yourself that you are making the right choice. The success rate and positive testimonials of cosmetic dental procedures associated with a particular dentist speak volumes about his expertise.
4. Has the dentist shown inclining to upgrade knowledge and skills and shows interest in staying updated?
Cosmetic dental procedures and the technology involved in carrying them out are constantly becoming more and more refined. If you find that the dentist you approach seems unwilling to go with the times and is more inclining to sticking to older methods, you may want to rethink your decision. A dentist should be committed to learning more on the job and keeping ahead of dentistry advances.
5. Are the dentist and his clinical patient oriented?
By making discreet enquiries about the dentist and his office, it is easy to gather information on whether the procedure and treatment go along with your requirements; any good dentist will be a good listener to the patient's requirements and choices and suggest good options and advice. A dentist who is keen on pushing a technique or procedure that you can not relate to is following a set agenda.
6. Is the dentist knowledgeable about the latest technology and is the clinic well equipped?
Some dentists take on a particular job and half-way through the procedure should something not go as planned, try to get the patient referred to another specialist. This is not only unethical but does not speak well about its practice. A dental clinic that is not only clean, well presented and hygienic but equipped with infrastructure for sedation, oral imaging, x-rays, lasers, CAD / CAM restoration etc. immediately inspires confidence about his treatment.
7. Is the dentist the recipient of excellence / best practice awards and accreditations?
Awards and accreditations speak volumes about a dentist's specializations and his commitment to the job. But ensure that these accreditation have been given by organizations or agencies that are relevant to dentistry and dental practice.
8. Lastly, is the dental clinic a feel-good place with an informal atmosphere?
Some visits to doctor's clinics can be putting off altar especially if the ambience, atmosphere and support staff seem to send negative vibes. A soothing and reassuring dental chair with a friendly dentist and reassuring staff and services take away unwanted fears and doubts and help provide a relaxed atmosphere to carry out the dental procedure.[Top]
Types Of Cosmetic Denture
There are two main types of Cosmetic denture available:
1. Acrylic (or plastic) Cosmetic dentures
2. Cobalt Chromium (or metal based) Cosmetic dentures – advised when at least some teeth are present
Advantages Of Cobalt Chromium Cosmetic Dentures
1. Better chewing (more stable; less movement of denture)
2. Food more enjoyable (less coverage of the mouth)
3. Stronger (metal is very hard, plastic can fracture)
4. Lighter and thinner (plastic is more bulky)
5. More comfortable
6. More healthy (less gum coverage possible)
Stages In Cosmetic Denture Making
1. The first impressions. Required to make moulds and a custom made special tray.
2. The second impression. A very accurate impression is taken.
3. The bite stage. The complexity of your bite is recorded, and the colour and shape of the teeth chosen. (It is helpful to bring along any old photographs you may have showing your teeth at this visit).
4. The try-in stage. The Cosmetic denture teeth are set up in wax to confirm the appearance, fit and the bite. Your approval and opinion is important here.
5. The fitting stage. The Cosmetic denture is carefully adjusted to fit in place.
6. The review stage. To assess how you are getting on with the Cosmetic denture(s).
Cost Of Cosmetic Denture Treatment
Cosmetic dentists have a consistently high standard of clinical work using modern Cosmetic denture-making techniques. The variables in cost are:
1. The laboratory – An advanced laboratory will have better equipment and materials.
2. The technician – A skilled, experienced technician will produce a higher standard of work compared to an average apprentice technician. This ensures more comfortable and better fitting dentures.
3. The materials used – Cosmetic Denture making technology has really come a long way.
Cosmetic Dentists carefully select the ideal set of teeth for your needs based on the shape of your face, your smile and shade requirements. The quality and strength of plastics, the use of cobalt chromium, the use of gold or tooth coloured clips and many other variables affect the total cost of denture treatment. The Cosmetic Dentist will carefully discuss with you and guide you which Cosmetic denture will best suit your needs and budget.[Top]
A tooth fracture can occur in both the front and back teeth, but the causes differ for each region. The front teeth most often become fractured due to sports trauma or some other external event, and may show signs of mobility due to underlying bone or tissue damage or exhibit damage to the vital tissue known as the pulp.
Posterior teeth often crack or fraction off due to active termination or improperly placed restorations. Although these fractures may not present as urgent an aesthetic problem as those bound to the front teeth, serious damage to both the tooth and supporting structures and tissue can occur without prompt treatment. This article looks at the various type of tooth cracks and how treatment is approached for each.
Superficial Cracks in the Front Teeth
Cracks that occur on the front teeth can be privileged or implicate deeper layers of the tooth. They can occur due to external trauma or natural causes. Tooth structure on either side of the crack is still structurally secure but its integrity can disintegrate with time, evolving into a complete fraction (the sides can break off with little force).
"Craze" lines are an example of a naturally-occurring crack that is restricted to the outer enamel layer. Tooth enamel protects the interior layers of the teeth, but can be successfully restored with composite bonding or refinishing of the enamel surface. The same can be said for traumatic injuries to just the enamel.
During composite bonding, the dentist simply etches the tooth and applications a white filling-like material to the crack.
Deeper Cracks in the Front Teeth
Deeper cracks can introduce complications to treatment. If the crack extends into the second layer, known as the dentin, it can still be successfully repaired with composite bonding or an indirect restoration (veneers). The goal of treatment is to achieve aesthetic correction but to also keep the crack from propagating deeper into the tooth structure.
Cracks that have extended into or near the pulp present a cause for concern. The pulp constituents of vital tissues that facilitate the growth and regenerative processes of the tooth. A crack that exposes the pulp to the oral environment can introduce bacteria into the pulp chamber, where it can cause infection and consequent death of the tooth. Depending on the age of the patient and the amount of damage already done to the pulp, two main options exist.
The pulp or dentin immediately surrounding the pulp can be medicated after active decay is removed to stimulate new dentin growth. The tooth can then be restored with composite bonding or through other restoration methods and re-examined in several months to confirm pulpal health. This approach is ideal for immature teeth with developing roots. In instances where the pulp and / or supporting tooth structures have become infected, a root canal is recommended.
A root fraction threatens the structural integrity of the tooth and can affect both the dentin and pulp. Teeth that have received prior endodontic treatment are typically at higher risk for root fraction. Treatment may initially include stabilization of the tooth and observation of crack progress and pulpal health. If complications develop root canal therapy, partial root removal, or tooth extraction may be recommended.[Top]
Just imagine, you are on your way to a large presentation that you have to give to 50 of your co-workers and all of a sudden due to the stress of the moment you feel a sudden surge of extreme dirrea come over you. I know this is not something that many of us like to admit, but it happens to everyone. Diarrhea literally effects billions of people every year, some people much more than others.
It's a very serious bowel and stomach problem that people just got gotten used to being a part of their life. Much of diarrhea has to do with your daily activities and diet. If you're experiencing diarrhea on a regular basis, then plain and simple there is something wrong in your lifestyle. In this article I will go over various ways to get rid of your dirrhea for good. As always, consult with your doctor or health professional before making any serious changes to your health.
Diarrhea reiter to the frequent discharge and passage of loose or watery unformed stools.
Let's go over some home remedies you can use at home to avoid diarrhea:
o Diarrhea treatment can be achieved by using Ginger. In cases of diarrhea that were caused by indigestion, fresh or dry ginger has shown to be very useful. Use a piece of dry ginger along with a small crystal of rock salt, a qtr. Tsp. of this powder should be taken with a small piece of jaggery.
o Diarrhea treatment can be achieved by using Pomegranate. Pomegranate has shown to be very effective in treating diarrhea because of its astringent properties. If a patient becomes weak due to diarrhea, he or she should by given 50ml of Pomegranate juice to drink. This will help to control the dirrhea.
o Diarrhea treatment can be achieved by using Bottle Gourd. The juice of bottle gourd is a very valuable medicine that is used to treat excessive caused by diarrhea. Take a glass of the juice with a pinch of salt to help treat diarrhea.
o Diarrhea treatment can be achieved by using Mango Seeds. Mango seeds are very valuable in treating diarrhea. Take a dose of one to two grams with or without honey. Use twice daily.
o Diarrhea treatment can be achieved by using Rice. Rice has shown to very useful in treating diarrhea within children. Take a teaspoon of the powder of charred parboiled rice, mixed with buttermilk. Give doses of 30 grams every half hour.
Follow the above home remedies along with the tips below to help treat and deter dirrhea:
1. Drink plenty of juices rich in essential vitamins.
2. Eat plenty of vegetables and whole rice.
3. Eat plenty of fiber items to help harden your stools.
4. Try fast for two days to help clear out your gastrointestinal tract.
Cures for diarrhea are out there, but just remember, most of your constant problems from diarrhea are stemming from your lifestyle.
As always, consult with your doctor or health professional before making any changes to your health or diet.[Top]
The best place to start looking for a dentist is by asking friends and family. If you are new to the area you might want to ask co-workers who they would recommend for you. If you are looking for a dentist for children they will tell you the dentist that they took their children to and if they were satisfied. Depending on the type of work you are looking to have done determines the type of dentist you need. Most dentists specialize in certain areas of practice.
Look for a dentist who is close to home in case you need to make frequent visits. Often times you need to return for follow up visits and you do not want to have to travel far.
Never be afraid to ask how long a practice has been in operation before setting up an appointment. You need to make sure that the dentist has experience in the procedures that you require.
You should ask if the dentist will offer emergency care if you have a problem after hours or on the weekends.
Ask what the dentist charges for different procedures. If you have dental insurance you will want to know if they accept your insurance provider. If you do not have insurance or the dentist does not accept your insurance ask if they have payment plan options.
If you believe you are in need for a specialist dentist you should start with a General dentist first. They can evaluate and recommend you to the dentist that handles the type of procedure that you need. They work with specialist dentists and because clients return to their general dentist once the procedure is over they know who to recommend.[Top]